What is a Loan-To-Value Ratio and How to Calculate it?

By: Anna Maccani

What is a Loan-To-Value Ratio and How to Calculate it?

Tags: What is a Loan-To-Value Ratio and How to Calculate it?

Ontario homeowners are in an enviable position. Not only has the real estate market proven to be very robust for all of 2020 and into the third quarter of 2021, but there are also many lending choices when contemplating mortgage financing.   Be it a first, second, or even third mortgage on an existing property, Ontario lenders are available to help homeowners with crucial decisions ranging fr...Read More

By: Anna Maccani

Why Should I Consider a Private Mortgage Lender in Toronto?

Tags: Why Should I Consider a Private Mortgage Lender in Toronto

                                      Owning your property does come with certain advantages beyond the obvious appeal of being able to call it your own. One advantage that not all Toronto homeowners may have considered is the ability to tap into existing equity in your home. This hard-earned equity wil...Read More

By: Anna Maccani

What Exactly is Bridge Financing?

Tags: What Exactly is Bridge Financing?

        There are many compelling reasons why Ontario homeowners/borrowers may reach out for private mortgage financing. Private lenders are in increasingly higher demand as the banks are continually demanding stringent mortgage criteria while tightening their mortgage rules. Mortgage stress tests are becoming more difficult to pass for some Ontario homeowners.  ...Read More